Automobile Insurance
Types of Auto Insurance Coverages
Liability
Protects you if you cause an accident.
Required by State Law.
Liability Coverage pays for property damage and / or injuries you cause to others while driving.
It also covers court and attorney costs.
Comprehensive & Collision
Protects your car from the unexpected
Comprehensive Coverage pays for your vehicle repairs, or replacement if it’s damaged due to theft, vandalism, hitting an animal, fire, or acts of nature. This includes glass damage.
Collision Coverage pays for damages to your vehicle if you’re in an accident, regardless of fault.
Uninsured / Underinsured Motorist
Protects you from drivers who can’t pay for damages.
Uninsured / Underinsured Motorist (UM/UIM) pays for your injuries and / or damaged property if you’re hit by a driver with little or no insurance.